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Human Resources

Medical

Employees must be hired into an eligible full-time classification to qualify for medical insurance, which are as follows:

  • Full-time Staff
  • Full-time Faculty
  • Full-time Visiting Faculty
  • Research Associate
  • Research Staff
  • Post-Doctorate Fellow

BYU offers four medical plans to choose from. These plans are provided by DMBA.

FSA-eligible Plans

DMBA PPO 90 Plan

DMBA PPO 90 plan is a high-option traditional plan. When receiving care from a in-network provider, the plan pays for 90% of most services and you are responsible for the remaining 10%. It does not have a deductible for in- network providers.

DMBA PPO 70 Plan

DMBA PPO 70 plan is a low-cost traditional plan. When receiving care from a in-network provider, the plan pays for 70% of most services an you are responsible for the remaining 30%. It does not have a deductible for in- network providers.

HSA-eligible Plans

DMBA HSA 80 Plan

DMBA HSA 80 Plan is a deductible plan. When receiving care from a in-network provider, the plan will pay 80% of most services AFTER you have met your deductible. Eligible preventive services from in-network providers are covered at 100% before you meet your deductible.

DMBA HSA 60 Plan

DMBA HSA 60 Plan is a low-cost deductible plan. When receiving care from a in-network provider, the plan will pay 60% of most services AFTER you have met your deductible. Eligible preventive services from in-network providers are covered at 100% before you meet your deductible.

Changing Medical Plans

Employees can change their medical plans in the following ways:

  • During open enrollment period every October 1 to October 31. The choices you make in open enrollment will be for the next calendar year starting January 1.
  • If you have a life changing event like a birth of a child or death in the family
  • If you lose medical coverage due to a change of employment
  • If you are planning on leaving the country for more than 90 days.

For more information, please see DMBA.com or contact Benefit Services at 801-422-4716.

Return to the Employee Benefits page.