Skip to main content
Human Resources

Medical

Employees must be hired into an eligible full-time classification to qualify for medical insurance, which are as follows:

  • Full-time Staff
  • Full-time Faculty
  • Full-time Visiting Faculty
  • Research Associate
  • Research Staff
  • Post-Doctorate Fellow

BYU offers four medical plans to choose from. These plans are provided by DMBA.

FSA-eligible Plans

DMBA PPO 90 Plan

The DMBA PPO 90 plan is a high-option traditional plan. When receiving care from an in-network provider, the plan pays for 90% of most services, and you are responsible for the remaining 10%. It does not have a deductible for in- network providers.

DMBA PPO 70 Plan

The DMBA PPO 70 plan is a low-cost traditional plan. When receiving care from an in-network provider, the plan pays for 70% of most services, and you are responsible for the remaining 30%. It does not have a deductible for in- network providers.

HSA-eligible Plans

DMBA HSA 80 Plan

The DMBA HSA 80 Plan is a high-deductible plan. When receiving care from an in-network provider, the plan will pay 80% of most services AFTER you have met your deductible. Eligible preventive services from in-network providers are covered at 100% before you meet your deductible.

DMBA HSA 60 Plan

The DMBA HSA 60 Plan is a low-cost high-deductible plan. When receiving care from an in-network provider, the plan will pay 60% of most services AFTER you have met your deductible. Eligible preventive services from in-network providers are covered at 100% before you meet your deductible.

Changing Medical Plans

Employees can change their medical plans in the following ways:

  • During the open enrollment period each October. The choices you make in open enrollment apply to the next calendar year, beginning January 1
  • If you experience a qualifying life event, such as marriage, the birth of a child, or a death in the family
  • If you lose medical coverage due to a change in employment
  • If you plan to leave the country for more than 90 days

For more information, please see DMBA.com or contact Benefit Services at 801-422-4716.

Return to the Employee Benefits page.